Real estate appraisal services for homeowners in the city of Jamestown and Newport County

The top reasons RI homeowners use South Coast Appraisal:

Find the right listing price (whether you're using a real estate agent or selling the home on your own)
Challenge property tax assessments
To lower a mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
If property needs to be divided because of a divorce
Determine the true market value of property in question to settle an estate in Newport county or RI

Own a house in or near Jamestown, RI and need help deciding the price of it?
Contact South Coast Appraisal.

At South Coast Appraisal, we understand the individual needs of a homeowner after appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, attorneys, and CPAs. As our non-traditionalclient, we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we document our findings.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at South Coast Appraisal are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a very important negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much your home is worth. Interested buyers know that you have an emotional attachment to your house and will be more likely to give credibility to a seasoned appraiser's value report than yours.

PMI Removal Appraisals

An attractive money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to the lender to have the PMI canceled from your loan. South Coast Appraisal is experts in helping customers just like you do away with unneeded and unwanted PMI insurance.

Challenging Newport county's assessment of your property

If you live in an area that is declining or is not appreciating as much as other homes close to yours, your local tax assessor may have your home overvalued. That means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. Getting a professional appraisal from South Coast Appraisal is your strongest weapon when contesting your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender may choose to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. This can this be difficult from a cash flow point of view, and bad for your credit score since it may appear as though that credit line is maxed out. South Coast Appraisal can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Do you need a veteran appraiser to double-check your appraisal for precision, or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables in question. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? South Coast Appraisal can help you with that. While usually requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your property.